Legal Notice

1. Website owner

This information is provided under Article 10 of Spanish Law 34/2002 on information society services and electronic commerce (LSSI-CE) and Article 5 of Directive 2000/31/EC.

2. Purpose of the website

The Compounder Score publishes independent equity research, a 22-point framework for assessing companies (“The Compounder Score”), screening and valuation tools, and portfolio information. Some content is free and some is available through a paid subscription.

3. Important: this is not financial advice

• I am not an investment firm, investment adviser or portfolio manager, and I am not authorised or registered as one with the Spanish securities regulator (CNMV) or any other financial authority.
• The content does not take into account your objectives, financial situation or needs. What suits one person may not suit another.
• Investing carries risk, including the loss of all the money invested. Past performance is not a reliable guide to future results.
• Scores, tiers (such as “Best-in-Class”), valuations, DCF outputs, price levels and any “buy”, “hold” or “sell” wording are my personal, subjective opinions at the date of publication. They rely on assumptions that may prove wrong, are not credit ratings, and are not recommendations to act.
• I have no obligation to update any content and my views may change without notice.
• I have no fiduciary or advisory relationship with you. You are solely responsible for your own decisions and should do your own research and consider speaking to a licensed adviser before investing.

4. Disclosures and conflicts of interest

I want you to be able to judge my content fairly, so you should know that:

• I may own, or may in future buy or sell, securities of companies discussed on this website, and may do so without notice. Where relevant I say so in the piece in question, but positions change.
• Unless a piece explicitly says otherwise, no company covered has paid for, or influenced, that coverage.
• If I ever receive compensation, sponsorship or affiliate income connected to something I discuss, I will disclose it clearly where it applies.
• The views expressed are my own.

5. Third-party data, logos and trademarks

Market data, financial statements and charts come from third-party sources and public filings. They may be delayed, incomplete or inaccurate, and are not intended for trading decisions without independent verification. Company names, logos and trademarks belong to their owners and are used only to identify the companies discussed. No affiliation with, or endorsement by, those companies is implied.

6. Conditions of use

Access to the public parts of the website is free. By using it you agree to use it lawfully, to be at least 18 years old, and not to scrape or bulk-extract content, resell or share paid content or access, reverse engineer the site, or interfere with its security. Paid subscriptions are governed by the Terms of Service, which you will also be shown before you pay.

7. Intellectual property

The texts, analysis, scoring framework, design, code and other content are protected by intellectual property law. © [FULL LEGAL NAME]. All rights reserved. The name The Compounder Score, its logo and framework may be protected as trademarks or unregistered rights. You may read the content and quote short excerpts with clear attribution and a link to the source. Any other reproduction, distribution, public communication or transformation, including using the content to train AI models, requires my prior written permission.

8. Liability

The website and its content are provided “as is”. I do not guarantee that they are accurate, complete, current or uninterrupted. To the maximum extent the law allows, I am not liable for losses arising from investment or other decisions taken using the content, from technical interruptions or errors, or from third-party content or websites.

Nothing in this notice excludes or limits liability that cannot be excluded by law, including liability for intent or gross negligence, for death or personal injury, or the mandatory rights you have as a consumer.

9. Links

The website links to other sites, such as Substack and YouTube. I do not control them and am not responsible for their content or policies. If you want to link to this website, you may, provided the link is not misleading, does not frame the content, and does not suggest that I endorse your site or product. I may ask you to remove a link that breaches this.

10. Privacy and cookies

How personal data is handled is explained in the Privacy Policy, and the use of cookies and similar technologies in the Cookies Policy.

11. Applicable law and jurisdiction

This notice is governed by Spanish law. If you are a consumer, you keep the protection of the mandatory consumer laws of the country where you live and may bring proceedings in the courts of that country, and you may also turn to your local consumer protection authority. For everyone else, the courts of [CITY], Spain, have jurisdiction.

12. Contact, notices and changes

To contact me, report content you believe infringes your rights, or raise a concern, write to [CONTACT EMAIL, e.g. hello@thecompounderscore.com]. I may update this notice at any time; the version published here, with the date shown above, is the one that applies.