UPST — Upstart Holdings, Inc.
$19.56
+$0.41 (+2.14%)
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other.
Market Cap
$1.93B
Forward P/E
6.7x
52-Week Range
N/A
UPST Price History
Revenue vs. Net Income
$1B
Revenue · FY2025
Annual. Net margin is shown under each year.
Free Cash Flow
-$166M
FCF · FY2025
Annual. FCF margin is shown under each year.
Return on Capital Employed (ROCE)
3.6%
ROCE · FY2025 (approx.)
Annual. Green above 0%, red below. Dashed line marks the 15% compounder threshold.
Total Assets vs. Total Liabilities
1.4x
Assets ÷ liabilities · FY2025
Annual. What the company owns against what it owes. Assets ÷ liabilities is shown under each year.
CapEx as % of Revenue
1.8%
CapEx · FY2025
Annual. Green at or under the 5% maximum target, red above it.
Shares Outstanding
+20.2%
Dilution · FY2025
Annual diluted shares. Under each year: the change on the previous year (green = buyback, amber = dilution).